If you initial reaction was to say "The insurance company", or worse yet "My Broker", then we should talk. Benefit Commerce Group (BCg) is reinventing how group health insurance is managed.
Health insurance is more expensive now then ever. The Arizona Republic ran an article entitled "Health-Care coverage on March 16th in which the article stated that the cost for a family insurance policy in Arizona has increase sixty-three (63%) percent since 2000, reaching an average of $12,292 per year in 2008. (To read the article click this link.)
The cost of Health Insurance affects everyone. Small business owners are particularly affected as they are continually challenged to maintain their lifeblood- their employees - while managing costs and economic pressures.
How do small businesses cope? For many of them, their only option has been to choose the 'lesser of evils'. They attempt to negotiate better insurance plans themselves or hire brokers who do little more than consolidate offers from multiple carriers into a spreadsheet and present the lowest annual increase as the best strategic decision. Is this really the best way?
If you are tired of having a meeting with your insurance broker every nine months in which the outcome is always limited to:
1. Reviewing 3-4 quotes from different carriers.
2. Receiving minimal instruction and guidance related to what your options are.
3. Picking the lesser of the annual increases (and silently wondering why an increase is always assumed).
4. And finally debating whether to: Eat the cost, Charge your employees more, or Offer lower quality insurance.
Know there is a better way.
BCg has industry professionals unmatched in their experience and understanding of group benefits. We have cutting edge technology that is guaranteed to save you money. And we have the willingness to work with you to show you how you can minimize if not eliminate your premium increases.
Who is benefiting from your health insurance? Shouldn't it be you and your employees?
Call us today. (480) 515-5010
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